Featured Gift Planning Articles

You Think You Don’t Need a Will? Here Are Six Reasons Why You Do—Including Charity

Here is a common estate-planning question that we get asked rather frequently: Is it truly necessary for us to have wills? My spouse and I own our home, cars, and bank and investment accounts in joint tenancy with right of survivorship, and we have named each other as beneficiaries of our respective life insurance policies... Read more »

A Charitable Solution for Low Return on Your Investments

Investors find themselves engulfed in an economic climate that features historically low interest rates on fixed income investments. This can present significant challenges if you want—or need—to generate more cash flow to meet the requirements of your lifestyle. But there is a solution for those who are philanthropic. If you are seeking income, you may... Read more »

IRA Rollover Can Reduce Tax on Social Security Benefits

Many donors are aware of the attractive benefits of the IRA charitable rollover—but one advantage that is not widely known is that it can reduce the portion of your Social Security benefits that is subject to federal income tax. If you are 70½ or older, the rollover allows you to transfer up to $100,000 directly... Read more »

Using Appreciated Stock to Fund Charitable Gifts Can Be a Good Move—Even if You Are Bullish on a Stock’s Future

One of the most tax-savvy moves a donor can make is to use appreciated stock to fund charitable gifts. Reason: If you have owned the stock for more than one year, you can take a deduction based on the stock’s full fair-market value and you don’t have to pay tax on any of your paper... Read more »

How Much of a Deduction Will Your Charitable Gift Generate? You Choose!

One of the most attractive benefits derived from charitable planning is the charitable deduction, which reduces the out-of-pocket cost of your generosity. With some gifts you get a choice of the discount rate used for the deduction—and it can possibly make a difference of thousands of dollars in tax savings to you. The choice in... Read more »